Isla Advisory and Trust LLC

Effective Date: August 1, 2026

These Terms of Service ("Terms") govern your access to and use of the website operated by Isla Advisory and Trust LLC ("Isla Advisory and Trust LLC," "we," "us," or "our") (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Informational Purpose Only

The Site is provided for general informational purposes about Isla Advisory and Trust LLC's accounting, advisory, and software development services. Nothing on the Site constitutes tax, accounting, legal, financial, or investment advice, and no accountant-client, attorney-client, or advisory relationship is formed by your use of the Site. Any engagement for professional services is governed exclusively by a separate signed engagement letter or agreement.

2. Use of the Site

You agree to use the Site only for lawful purposes. You will not:

Attempt to gain unauthorized access to the Site, its systems, or related networks
Introduce viruses, malware, or other harmful code
Scrape, harvest, or reproduce Site content without our prior written consent
Use the Site to transmit false, misleading, or infringing content
Interfere with or disrupt the operation of the Site

3. Intellectual Property

All content on the Site, including text, graphics, logos, trademarks, and software, is owned by or licensed to Isla Advisory and Trust LLC and is protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, modify, distribute, or create derivative works from Site content without our prior written permission. "Isla Advisory and Trust LLC" and associated logos are trademarks of Isla Advisory and Trust LLC; no license to use them is granted by these Terms.

4. Third-Party Links

The Site may contain links to third-party websites or resources. We do not control and are not responsible for the content, accuracy, or practices of any third-party site. Inclusion of a link does not imply endorsement.

5. No Warranties

The Site and its content are provided "as is" and "as available," without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy. We do not warrant that the Site will be uninterrupted, error-free, or secure.

6. Limitation of Liability

To the maximum extent permitted by law, Isla Advisory and Trust LLC and its members, managers, officers, employees, and agents will not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from or related to your use of, or inability to use, the Site, even if advised of the possibility of such damages. Our total aggregate liability arising from your use of the Site will not exceed one hundred dollars ($100).

7. Indemnification

You agree to indemnify, defend, and hold harmless Isla Advisory and Trust LLC and its members, managers, officers, employees, and agents from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site or violation of these Terms.

8. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

9. Changes to the Site or Terms

We may modify, suspend, or discontinue the Site, or update these Terms, at any time without prior notice. Updated Terms will be posted on this page with a revised Effective Date. Your continued use of the Site after changes take effect constitutes acceptance of the revised Terms.

10. Governing Law and Venue

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles. Any dispute arising out of or relating to these Terms or the Site will be brought exclusively in the state or federal courts located in Florida, and you consent to the personal jurisdiction of such courts.

11. Severability; Entire Agreement

If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect. These Terms constitute the entire agreement between you and us regarding use of the Site and supersede any prior agreements on that subject.